Central Wealth Management Limited

All our clients get personalised, expert advice and portfolio management. We construct risk-adjusted portfolios spread across a range of assets using fully researched funds for all clients.

For clients that want other specialist services e.g. Pensions and retirement income or Holistic financial planning, please see Central Financial Planning Limited.

We will deliver our portfolio services in a variety of ways depending on cost and choice.

For Small portfolios

If your invested assets in Unit trusts, OEICS, PEPs, ISAs etc and new money to invest is between:

£5,000 and £50,000 we will provide advice

• Online (by email), on paper and by phone (advice in person is available for an additional fee).

The costs taken from your investments (or by separate fee if required) will be:

1.5% initial charge i.e. we will usually rebate 1.5% of the standard fees taken on funds back into your investments.

0.6% per annum (the additional 0.5% commissions available on many funds will not be taken).

The actual funds may take an initial charge (discounted as described above) and an annual management charge (which is almost certainly already being deducted from your existing funds).

The fund platform charge is £75 p.a.

Switches and annual rebalancing of your portfolio will be free apart from any minor dealing and stamp duty costs.

Full details of charges are provided for your personalised portfolio.

For Medium portfolios

If your invested assets in Unit trusts, OEICS, PEPs, ISAs etc and new money to invest is between:

£50,000 and £200,000 we will provide advice

• Online (by email), on paper, by phone and in person.

The costs taken from your investments (or by separate fee if required) will be:

1% initial charge i.e. we will usually rebate 2% of the standard fees taken on funds back into your investments.

0.6% per annum (the additional 0.5% commissions available on many funds will not be taken).

The actual funds may take an initial charge (discounted as described above) and an annual management charge (which is almost certainly already being deducted from your existing funds).

The fund platform charge is £75 p.a.

Switches and annual rebalancing of your portfolio will be free apart from any minor dealing and stamp duty costs.

Full details of charges are provided for your personalised portfolio.

For large portfolios

For portfolios in excess of £200,000 we will usually agree special terms. Such portfolios may require full discretionary management and we have a few carefully selected specialists we use to provide such services.

For Pensions Portfolios and Investing for Income drawdown see Pension investment pages

Ethical Investing

We can also design portfolios which screen funds on an ethical basis using detailed external research, please contact us for details.